Home Equity Line of Credit Checklist

All you need to know to get started!

After you complete an application for a Home Equity Loan, we will request the following information for each Applicant.

Please do not send any verification information until a bankESB Representative requests the specific information required.


Other documents may be required to complete the application process. A bankESB loan representative will contact you in the event that additional documentation is needed.

  • Copies of your W-2’s from the last two years
  • Copies of your most recent pay stubs from the last two weeks with year-to-date earnings.
  • Copies of Social Security checks, Retirement pensions, Disability checks. If any of these items are directly deposited into a Bank account, we will need a copy of your most recent statement showing these deposits.
  • If self-employed copies of your past two years' federal tax returns and a year-to-date profit and loss statement.
  • If you own rental property, copies of your past two years' federal tax returns.
  • A copy of your most recent property tax bill.
  • If secured by a condominium please provide verification that common charges are current. *

* Condominium developments must meet the Bank requirement of 65% owner occupancy.