Applying for a loan online with bankESB is an easy 3 step process!

Before entering the application process, you will be asked to provide your email address and create a password. This will establish you in our system so you can save your loan application(s) to review or complete at a later time.


Step One - Disclosures:

These pages are used for the electronic delivery of required disclosures and to verify your ability to receive them in a PDF format.

What you need to know:

  • You will need to authorize bankESB to deliver these disclosures electronically by clicking the acknowledge button.

    Note: You will have the ability to print and/or request a paper copy of each of the disclosures presented.

Step Two – Application Process:

These pages will guide you through the application process where you will input all of your personal and financial information.

What you need to know:

You will use the items listed on the loan checklists to complete this process. If you did not print the checklist earlier please use the link below to view and/or print the items you will need to complete the application.


Note:The application may be saved at any time during this process by clicking the save application button. Your application will be saved on our system for 7 days after which time it will automatically be removed.

Step Three – Review and Submit:

This page will give you the opportunity to review all of the information that you provided before you submit the application.

What you need to know:

Upon review, you will be able to make any changes prior to submitting your application by using the navigation bar.

    Note: You will have the ability to print a paper copy of the application which includes the Acknowledgement and Agreement disclosure presented in the body of the application.